✅ Updated for 2026/27 Tax Year

UK Income Tax & Salary Calculator

Get a precise breakdown of your take-home pay, National Insurance, and pension contributions. Optimized for UK professionals and directors under the latest HMRC thresholds.

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⚠️ Tax Tip: For the 2026/27 year, the Personal Allowance remains frozen at £12,570. If your income exceeds £100,000, your allowance tapers away, effectively creating a 60% marginal tax rate. Ask us how to mitigate this →

Your Earnings

Additional Details

Monthly Take-Home Pay
£0
Yearly Net: £0
Free Review Most directors overpay on Personal Tax
Is your salary-dividend split optimized?

Don't just calculate your tax—reduce it. Our accountants help limited company directors and high earners structure their pay to keep more of what they earn.

Total Tax
£0
National Ins.
£0
Pension
£0
Student Loan
£0

Why use a professional tax review?

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Dividend Optimization

If you're a director, the standard salary isn't always best. We find the "sweet spot" for 2026/27.

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Tax Code Accuracy

HMRC often issues incorrect codes after a job change or benefit update. We ensure you aren't overpaying.

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Pension Planning

Increase your take-home pay by utilizing salary sacrifice and pension tax relief effectively.

UK Income Tax Bands 2026/27

BandIncome RangeRate
Personal AllowanceUp to £12,5700%
Basic Rate£12,571 - £50,27020%
Higher Rate£50,271 - £125,14040%
Additional RateOver £125,14045%