Fiscal Umbrella is a Luton-based accountancy practice serving SMEs, contractors, landlords and individuals across the UK. Founded by Fasih Khan — qualified ACCA accountant with an MSc in Finance and 8+ years of UK and international tax experience.
What started as a one-person practice has grown into a full team of specialist accountants and tax advisors — but the founding principle hasn't changed: treat every client's finances like our own.
"Most accountants treat tax as an annual chore. We treat it as a year-round opportunity to protect what you've built."
I'm a qualified ACCA accountant, a proud Member of AAT and CMI, and I hold an MSc in Finance. With over 8 years of experience in UK and international taxation, I've had the privilege of advising SMEs, multinational companies, contractors, landlords and individuals across a wide range of industries.
Today, while I personally oversee strategic tax planning and compliance, our wider team supports clients with day-to-day accounting, payroll, VAT, bookkeeping, and advisory services.
My core areas of expertise:
Three things our clients tell us we do better than anyone else they've worked with.
Email within 1 working hour. Phone answered Mon–Sat, 8am–7pm. WhatsApp messages read and responded to. No more chasing your accountant for a simple answer.
Quoted upfront, in writing, before any work begins. No hourly billing, no surprise invoices. You know exactly what you're paying and what you're getting.
We don't hide behind jargon to look smart. We explain what's happening, what your options are, and what we recommend — so you can make informed decisions.
From first-time landlords to multi-million-pound SMEs — we tailor our service to where you are, not where a template says you should be.
Company formation, year-end accounts, corporation tax, dividend planning, R&D claims. We grow with you from day one.
Buy-to-let tax planning, CGT on property disposals, 60-day filings, Section 24, incorporation reviews.
IR35 compliance, salary vs dividend optimisation, expense planning, VAT, Self Assessment.
Group structures, M&A advisory, international tax, HMRC enquiries, share schemes, valuations.
Self Assessment, Inheritance Tax planning, trust structures, capital gains strategy, pension optimisation.
Cross-border tax, non-resident CGT, double taxation relief, residency planning, international VAT.
"Excellent service! The team is professional, responsive, and always helpful. My payments are always on time, and they make everything easy to understand."
"Very good service and amazing people. Very helpful so highly recommended. The team genuinely cares about getting things right and explains everything clearly."
"The team at Fiscal Umbrella has been amazing — professional, efficient, and always supportive. I trust them completely with my finances. Highly recommend."
Book a free 15-minute call with a qualified accountant. No sales pitch, no obligation — just clear answers about your tax, accounting or business situation.
